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Our Philosophy

Here are ten crucial elements that should be present in the "ideal financial plan":

1. Systematic Monetary Flow

In order to maintain consistent returns, money must be regularly contributed to the plan.

2. Consistent Returns

Your money should be making you money. Finding the right investment strategy for you to help maximize returns will secure your financial future and enhance your current lifestyle simultaneously.

3. Liquidity

Monetary funds should be readily and easily accessible to you, as your wants and needs can, and will, change as time goes on. Locking up assets as you plan for your financial tomorrow can hinder you from living the life you want today.

4. Tax Minimization of Accumulating Assets

While your money is making you money, we can identify ways to minimize your exposure to taxation on these assets. Keeping the money you make is a crucial part of increasing your optimal amount of wealth.

5. Ease of Monetary Distribution

It's your money and you should be able to have access to it at any point without hassle, astronomical fees or any other unnecessary obstacles.

6. Tax Minimization of Distributed Assets

You shouldn't have to pay to gain access to your money and we can help you limit the taxation on assets you choose to liquidate or withdraw. What good is losing money you've worked so hard to make?

7. Financial Security of Family Members

Part of your future planning is planning for your future family. Children, grandchildren, perhaps even great-grandchildren should be considered in your financial planning, no matter what stage of life you're in.

8. Minimization of Risk

Risk cannot be avoided, but it can be minimized. For example, estate taxation should not force your family members to sell important assets (your home, business, etc.) to secure financial stability. This liability could be funded out of residual capital and/or insured.

9. Flexibility

Your wants and needs will change, your family will grow and your plan needs to be built with a certain amount of flexibility to account and provide for those changes.

10. Self-Completion

Your plan should account for the unplanned. Your financial strategy should contain contingencies for death, injury, disability, emergencies, etc., so that no unforeseen circumstance will compromise your, or your family's financial security.